Granting Financial Assistance
Founded and based in Wichita, Kansas, the Wichita Cancer Foundation provides financial assistance for cancer patients across the state of Kansas by directly paying their health insurance premiums. Our goal is to provide financial help for as many cancer patients as possible!
Costs of Cancer Care
A cancer diagnosis can not only have a catastrophic effect emotionally and physically but also financially because of the vast medical care needed and the cost of such care. Many also lose their jobs because of their inability to work when they are sick. Without insurance, the cost of their care directly brings extraordinary debt or financial ruin forcing patients to have to choose between their families and fighting to save their lives. The goal of the Wichita Cancer Foundation is to keep patients from having to make that choice.
The majority of donations received by the Wichita Cancer Foundation are directly allocated to local cancer patients to help pay their insurance premiums. With the average health insurance premium costing $625 per month, it can take as little as $3,750 for six months of medical care. This shows that all donations can make a real difference in patients’ lives.
Have a question that has not been answered? Check out our frequently asked questions below, or contact us today!
What is insurance premium assistance?
Insurance premium assistance helps with monthly health insurance premium payments for cancer patients. This assistance helps with primary health insurance premiums only.
Who receives the insurance premium assistance payments?
The health insurance premium payments are paid directly to the patient’s insurance carrier.
What are the eligibility requirements?
To see if you or someone you know is eligible for insurance premium assistance, refer to the premium assistance qualifications above.
Who determines which patients will receive insurance premium assistance?
Applications are received by the Wichita Cancer Foundation electronically through the website – Apply Here. Once received, they are forwarded to our Care Committee, who reviews every application and makes the decisions of granting assistance based on many factors, including the availability of funds. Certain factors are NOT considered or reviewed by the Care Committee in making decisions for which patients receive financial assistance, including the insurance company, treatment regimen ordered, or the provider chosen by the patient.
What is the Care Committee?
The Care Committee is comprised of four or more volunteers who review applications and decide which patients will receive insurance premium assistance and the duration of the assistance. The volunteers do not have to be members of the Board of Directors.
How will I find out whether I have been selected to receive insurance premium assistance?
You will receive an email notification.
How many months of my insurance premiums will be covered?
The duration that the Wichita Cancer Foundation will cover your insurance premium payments can vary based on the Care Committee’s decision and the funds available. No more than six months will be paid based on one application.
If I run out of insurance premium assistance and still need help, can I reapply?
You can reapply every six months as long as you still meet the eligibility qualifications for assistance.
What documentation is required with the submission of an application?
No documentation is required at the time of application, but all applicants may be asked to verify demographic, insurance, and financial information they have provided.
What are the income requirements?
Individuals or families with adjusted gross incomes five times the federal poverty level or less may qualify.
Note: Family size is defined as the number of people (including yourself) claimed on the Federal Income Tax Return. For more information about the federal poverty level, visit: https://aspe.hhs.gov/poverty-guidelines
What is included in yearly household income?
Yearly household income is the combined Adjusted Gross Income of adult members in your household. The Adjusted Gross Income includes wages, taxable interest and other taxable income, dividends, alimony, and unemployment compensation – after deductions are made. You can find the Adjusted Gross Income listed on your most recent federal tax return on form 1040: line 37, for form 1040A: line 21, and for form 1040 EZ: line 4.
Will I get a 1099 (owe tax) if I receive assistance?
The Wichita Cancer Foundation’s assistance is excluded from tax under section 102 of the Internal Revenue Code. The IRS has confirmed that a payment made by a charity to an individual that responds to the individual’s needs (in this case, insurance premium payment assistance) qualifies for this exclusion and, consequently, is not subject to Form 1099 reporting.
Do you have a copy of the previous year’s tax return?
If you would like a copy of our organization’s tax return from the previous tax year, please contact our Executive Director to obtain a copy.
Interested in Applying?
If you are interested in receiving insurance premium assistance, review the qualifications and then fill out an online application. You may also contact us at (316) 928-2273. We look forward to reviewing your application!Apply Now